Initial Information according to § 15 VersVermV
Name, Address and Contact Details
FinEase Financial Service GmbHKarlstraße 13
35641 Schöffengrund
Germany
Phone: +49155 / 632 389 76
Email: info(at)finease-fs.de
All telephone numbers are normal local network numbers. The costs depend exclusively on your chosen telephone or mobile phone tariff.
Authorized Representatives:
Managing Director: Thomas Dieter Lauer
Commercial Register:
District Court Wetzlar HRB 8596
VAT ID No.:
DE451391475
Status of the Intermediary according to Trade Regulation Act
We operate as insurance brokers according to § 34d para. 1 of the Trade Regulation Act and are registered in the intermediary register under number D-2TX2-4S3WG-16.
If you are interested, you can check the details with the registration office:
German Association of Chambers of Industry and CommerceBreite Straße 29
10178 Berlin
Tel.: 0180-600-585-0*
* 20 cents/call from the German landline network
http://www.vermittlerregister.info
Professional Law:
- § 34d Trade Regulation Act (GewO)
- §§ 59-68 Insurance Contract Act (VVG)
- Regulation on Insurance Intermediation and Advisory Services (VersVermV)
The professional legal regulations can be viewed and accessed on the Internet at www.gesetze-im-internet.de.
Supervisory Authority
Chamber of Industry and Commerce LimburgWalderdorffstraße 7
65549 Limburg
Website: www.ihk.de/limburg
Arbitration Bodies for Out-of-Court Dispute Resolution
Insurance Ombudsman e.V.Postbox 08 06 32
10006 Berlin Ombudsman for Private Health and Care Insurance
Postbox 06 02 22
10052 Berlin
Shareholding Information
The intermediary does not hold any direct or indirect participation of more than 10% of the voting rights or capital in an insurance company.
No insurance company holds any indirect or direct participation of more than 10% of the voting rights or capital in the insurance broker.
Remuneration
The intermediary receives a commission from the product provider for the intermediation of insurance contracts. No separate remuneration is owed by the customer. If remuneration is provided based on the customer’s wishes and needs, a separate remuneration agreement will be concluded for this purpose.
Advisory Services
The activity also includes advisory services.
Product providers are regularly surveyed at regular intervals. In this process, intermediation agreements are concluded with product providers who provide the broker with product information. Only insurers are considered who are authorized for distribution in Germany or are subject to the supervision of the Federal Financial Supervisory Authority, have their registered office or a branch in the Federal Republic of Germany and offer contract conditions in German. Upon request, a current list of cooperating insurers will be made available to you.
Principles for Dealing with Conflicts of Interest
Regarding the potential conflicts of interest we have identified, the principles we have established for dealing with them, and the measures we have taken to avoid impairment of customer interests, we refer to our “Customer Information on Dealing with Conflicts of Interest,” which FinEase Financial Service GmbH provides to you when initiating business.
Principles for Dealing with Sustainability Risks
When providing advice on insurance investment products, FinEase Financial Service GmbH includes sustainability risks by using the pre-contractual information from insurers. Depending on customer requirements, FinEase Financial Service GmbH does not include insurers in its recommendations who demonstrably have no strategy for including sustainability risks in their investment decisions. In the case of a possible dutiful assessment of a comparable or better return of the product that takes sustainability risks into account, we may recommend this as a priority.
This initial information complies with German insurance intermediation regulations according to § 15 VersVermV.