Privacy Policy

Who is responsible for data processing

Responsible for data processing is:

FinEase Financial Service GmbH
Thomas Lauer
Karlstr. 1
35641 Schöffengrund
Germany
info@finease-fs.de

Processing of your data in the context of our agency services

We offer agency services. If you are our customer or business partner or are interested in our services, the type, scope and purpose of processing your data depends on the contractual or pre-contractual services existing between us. This includes conceptual and strategic consulting, software and design development and consulting and maintenance services in this area, planning and implementation of campaigns, IT and server administration as well as other consulting and training services.

In this sense, the data processed by us includes all data that is or has been provided by you for the purpose of using the contractual or pre-contractual services and that is required to process your request or the contract concluded between us. Unless otherwise stated in the further information in this privacy policy, the processing of your data and its disclosure to third parties is limited to those data that are necessary and appropriate for answering your inquiries and/or fulfilling the contract concluded between you and us, protecting our rights and fulfilling legal obligations.

Partner Data Sharing

Health Insurance Services: Based on legitimate interest, we share your contact information with our insurance partner DAK-Gesundheit to provide you with mandatory health insurance information required for studying in Germany. This data sharing is essential as health insurance is a legal requirement for all international students in Germany.

Affected data:

  • Master data (e.g. names, addresses)
  • Payment data (e.g. bank connection data, invoices)
  • Contact data (e.g. email address, telephone number, postal address)
  • Contract data (e.g. contract object, contract duration)

Affected persons: Customers, prospects, business and contractual partners

Processing purpose: Processing of contractual services, communication and answering contact inquiries, office and organizational procedures

Legal basis: Contract fulfillment and pre-contractual inquiries, Art. 6 para. 1 lit. b GDPR, legal obligation, Art. 6 para. 1 lit. c GDPR, legitimate interest, Art. 6 para. 1 lit. f GDPR

Analytics

The services listed in this section enable the provider to monitor and analyze web traffic and track user behavior patterns.

Google Analytics 4 (Google Ireland Limited)

Google Analytics 4 is a web analytics service provided by Google Ireland Limited (“Google”). Google utilizes the collected data to track and examine website usage, compile activity reports, and share these with other Google services. Google may use the collected data to contextualize and personalize advertisements within its advertising network. In Google Analytics 4, IP addresses are used at the time of collection and then deleted before data is stored in a data center or server. Users can learn more by consulting Google’s official documentation.

For more information about Google’s use of data, please refer to Google’s partner policy.

Personal Data processed: Usage Data; Trackers.

Place of processing: Ireland – Privacy PolicyOpt Out

Google Analytics (Universal Analytics) with IP anonymization (Google Inc.)

Google Analytics (Universal Analytics) is a web analytics service provided by Google LLC or Google Ireland Limited, depending on how the provider manages data processing (“Google”). Google uses the collected data to track and examine how this website is used, compile reports on its activities, and share these with other Google services. Google may use the collected data to contextualize and personalize advertisements within its advertising network. IP anonymization has been activated on this website, so user IP addresses are shortened by Google within member states of the European Union or other contracting states of the European Economic Area agreement. Only in exceptional cases is the full IP address transmitted to a Google server in the USA and shortened there.

Personal Data processed: Cookies; Usage Data.

Place of processing: USA – Privacy PolicyOpt Out

Google Analytics: Demographics and Interests reports (Google Ireland Limited)

Google Analytics: Demographics and Interests reports is a Google advertising reports feature that provides demographic and interest data within Google Analytics for this website (demographics means age and gender data). Users can opt out of Google’s use of cookies by visiting Google’s ad settings.

Personal Data processed: Unique device identifiers for advertising (Google Advertising ID or IDFA, for example); Trackers.

Place of processing: Ireland – Privacy PolicyOpt Out

Google Analytics Advertising Features (Google Ireland Limited)

Google Analytics on this application (this website) enables advertising reporting features that collect additional information from the DoubleClick cookie (web activity) and from device advertising IDs (app activity). It allows the owner to analyze specific behavioral and interest data (traffic data and user ad interaction data) and, if enabled, demographic data (information about age and gender).

Users can opt out of Google’s use of cookies by visiting Google’s ad settings.

Personal Data processed: Unique device identifiers for advertising (Google Advertising ID or IDFA, for example); Trackers; various types of data as described in the service’s privacy policy.

Place of processing: Ireland – Privacy PolicyOpt Out

Tag Management

This type of service helps the provider centrally manage the tags or scripts needed for this website. This results in user data flowing through these services and potentially being stored.

Google Tag Manager (Google Ireland Limited)

Google Tag Manager is a tag management service provided by Google Ireland Limited.

Personal Data processed: Usage Data; Trackers.

Place of processing: Ireland – Privacy Policy

Advertising

This type of service allows user data to be utilized for advertising purposes. Advertising communications are displayed in the form of banners and other advertisements on this website and may be behaviorally targeted. This does not mean that all personal data is used for this purpose. Information and terms of use are listed below. Some of the services listed below may use trackers to identify users, for behavioral retargeting (i.e., displaying ads tailored to user interests and behavior), or to measure ad performance. Please refer to the privacy policies of the respective services for more information. Services of this type usually offer the option to opt out of such tracking. In addition to any opt-out functionality offered by the services mentioned below, users can learn more about how to generally opt out of interest-based advertising in the relevant section “How to opt out of interest-based advertising” in this document.

Google Ads Conversion Tracking (Google Ireland Limited)

Google Ads Conversion Tracking is an analytics service provided by Google Ireland Limited that connects data from the Google Ads advertising network with actions performed on this website.

Personal Data processed: Usage Data; Trackers.

Place of processing: Ireland – Privacy Policy

Google Ad Manager (Google Ireland Limited)

Google Ad Manager is an advertising service provided by Google Ireland Limited that allows the provider to run advertising campaigns in conjunction with external advertising networks. The provider has no direct relationship with third parties unless otherwise specified in this document. To opt out of tracking from various advertising networks, users can use Youronlinechoices. To learn more about Google’s data usage, consult Google’s partner policy. This service uses the “DoubleClick” cookie to track how this website is used and how users respond to advertisements and offered products and services.

Users can choose to disable all DoubleClick cookies by visiting this page: Ad Settings.

Personal Data processed: Usage Data; Trackers.

Place of processing: Ireland – Privacy Policy

Google Ads Similar Audiences (Google Ireland Limited)

Google Ads Similar Audiences is an advertising and behavioral targeting service provided by Google Ireland Limited that uses data from Google Ads Remarketing to serve ads to users with similar behavior who are already on the remarketing list due to their previous use of this website. Based on this data, personalized ads are displayed to users suggested by Google Ads Similar Audiences.

Users who do not want to be included in Google Ads Similar Audiences can opt out and disable the use of advertising cookies: Google Ad Settings.

Personal Data processed: Usage Data; Trackers.

Place of processing: Ireland – Privacy PolicyOpt Out

Your rights under the GDPR

Under the GDPR, you have the following rights, which you can assert at any time with the responsible party named in section 1 of this privacy policy:

  • Right to information: You have the right to request information from us about whether and which data we process from you.
  • Right to correction: You have the right to request the correction of incorrect or completion of incomplete data.
  • Right to deletion: You have the right to request the deletion of your data.
  • Right to restriction: In certain cases, you have the right to request that we only process your data in a restricted manner.
  • Right to data portability: You have the right to request that we transmit your data to you or another responsible party in a structured, common and machine-readable format.
  • Right to complain: You have the right to complain to a supervisory authority. The supervisory authority of your usual place of residence, your workplace or our company headquarters is responsible.

Right of revocation

You have the right to revoke your consent to data processing at any time.

Right of objection

You have the right to object at any time to the processing of your data, which we base on our legitimate interest according to Art. 6 para. 1 lit. f GDPR. If you exercise your right to object, we ask you to explain the reasons. We will then no longer process your personal data unless we can demonstrate to you that compelling legitimate reasons for data processing outweigh your interests and rights.

Regardless of the above, you have the right at any time to object to the processing of your personal data for advertising and data analysis purposes.

Please direct your objection to the contact address of the responsible party given above.

When do we delete your data?

We delete your data when we no longer need it or when you tell us to do so. This means that – unless otherwise stated in the individual data protection notices of this privacy policy – we delete your data,

  • when the purpose of data processing has ceased and thus the respective legal basis mentioned in the individual data protection notices no longer exists
  • if you exercise your right of revocation and no other legal basis for processing applies
  • if you exercise your right of objection and there are no compelling legitimate reasons against deletion

Cookies

Our website uses cookies. Cookies are small text files consisting of a series of numbers and letters that are stored on the device you use. Cookies primarily serve to exchange information between the device you use and our website.

When visiting our websites, two types of cookies are used:

  • Temporary cookies (session cookies): These store a so-called session ID, with which various requests from your browser can be assigned to the common session. Session cookies are deleted when you log out or close your browser.
  • Permanent cookies: Permanent cookies remain stored even after closing the browser. This allows our website to recognize your computer when you return to our website.

Affected data:

  • Usage data (e.g. access times, clicked websites)
  • Communication data (e.g. information about the device used, IP address)

Affected persons: Users of our online offers

Processing purpose: Delivery of our websites, ensuring the operation of our websites, improvement of our internet offer, communication and marketing

Legal basis: Legitimate interest, Art. 6 para. 1 lit. f GDPR / Consent, Art. 6 para. 1 lit. a GDPR

Web hosting

We use a provider to host our websites, on whose servers our websites are stored and made available for retrieval on the Internet (hosting). The provider can process all data transmitted via the browser you use that occurs when using our websites.

Web hosting providers we use:

1&1 Webhosting

Service provider: 1&1 Telecommunication SE, Elgendorfer Str. 57, 56410 Montabaur
Website: https://www.1und1.de/
Privacy policy: https://www.1und1.de/Datenschutz

IONOS by 1&1

Service provider: 1&1 IONOS SE, Elgendorfer Str. 57, 56410 Montabaur
Website: https://www.ionos.de/websites/homepage-erstellen
Privacy policy: https://www.ionos.de/terms-gtc/terms-privacy

Contact

If you contact us via email, social media, telephone, fax, post, our contact form or otherwise and provide us with personal data such as your name, telephone number or email address or make other information about your person or your request, we process this data to answer your inquiry within the framework of the pre-contractual or contractual relationship existing between us.

Affected data:

  • Master data (e.g. names, addresses)
  • Contact data (e.g. email address, telephone number, postal address)
  • Content data (texts, photos, videos)
  • Contract data (e.g. contract object, contract duration)

Affected persons: Prospects, customers, business and contractual partners

Processing purpose: Communication and answering contact inquiries, office and organizational procedures

Legal basis: Contract fulfillment and pre-contractual inquiries, Art. 6 para. 1 lit. b GDPR, legitimate interest, Art. 6 para. 1 lit. f GDPR

Web analysis and statistics

In order to record and statistically evaluate the visitor flows on our website, we use web analysis services. Such services collect data about which website you came to our website from (so-called referrers), which pages of our website you accessed, how long you visited our pages and what interactions you made there.

We use the following web analysis services:

Google Analytics 4

Service provider: Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA
Seat within the EU: Google Dublin, Google Ireland Ltd., Gordon House, Barrow Street, Dublin 4, Ireland
Website: https://marketingplatform.google.com/intl/de/about/analytics/
Privacy policy: https://policies.google.com/privacy?hl=de
Opt-out option: https://tools.google.com/dlpage/gaoptout?hl=de

Content services

We use certain services to be able to deliver certain content or graphics (videos, images, music, fonts, map material) via our website. The services we use process the IP address assigned to you at the time of your visit to our websites, as this is the only way the respective content can be displayed in the browser you use.

We use the following content services:

fonts.com

Service provider: Monotype Imaging Inc., 600 Unicorn Park Dr, Woburn, MA 01801, USA
Seat in the EU: Monotype GmbH, Werner-Reimers-Str. 2-4, 61352 Bad Homburg
Website: https://www.myfonts.com/
Privacy policy: https://www.myfonts.com/legal/website-use-privacy-policy

Google Web Fonts

Service provider: Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA
Seat in the EU: Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland
Website: https://fonts.google.com/
Privacy policy: https://policies.google.com/privacy

Security measures

We take technical and organizational security measures according to the state of the art to comply with the provisions of data protection laws and to protect your data against accidental or intentional manipulation, partial or complete loss, destruction or against unauthorized access by third parties.

Timeliness and amendment of this privacy policy

This privacy policy is currently valid and is dated January 2025. Due to changed legal or official requirements, it may be necessary to adapt this privacy policy.

This privacy policy was created with the help of the privacy generator from SOS Recht. SOS Recht is an offer of Mueller.legal Rechtsanwälte Partnerschaft based in Berlin.