Initial Information

Name, Address and Contact Details

FinEase Financial Service GmbH
Karlstraße 13
35641 Schöffengrund

Phone: +49 155 / 632 389 76
Email: info(at)finease-fs.de

All telephone numbers are standard local call numbers. The costs depend solely on your chosen telephone or mobile phone tariff.

Authorized Representatives

Managing Director: Thomas Dieter Lauer

Commercial Register

Wetzlar District Court HRB 8596

VAT ID

DE451391475

Status of the Broker according to Trade Regulation Act

We operate as an insurance broker according to § 34d para. 1 of the Trade Regulation Act and are registered in the broker register under number D-2TX2-4S3WG-16.

If interested, you can verify the information with the registration office:

German Association of Chambers of Industry and Commerce e.V.
Breite Straße 29
10178 Berlin
Tel.: 0180-600-585-0*
* 20 cents per call from German landline

http://www.vermittlerregister.info

Professional Regulations

• § 34d Trade Regulation Act (GewO)
• §§ 59-68 Insurance Contract Act (VVG)
• Regulation on Insurance Mediation and Advice (VersVermV)

The professional regulations can be viewed and retrieved on the internet at www.gesetze-im-internet.de.

Supervisory Authority

Chamber of Industry and Commerce Limburg
Walderdorffstraße 7
65549 Limburg

Website: www.ihk.de/limburg

Mediation Offices for Out-of-Court Dispute Resolution

Versicherungsombudsmann e.V.
Postfach 08 06 32
10006 Berlin

Ombudsman for Private Health and Long-Term Care Insurance
Postfach 06 02 22
10052 Berlin

Independence

The broker does not hold any direct or indirect participation of more than 10% of the voting rights or capital in an insurance company.

An insurance company does not hold any indirect or direct participation of more than 10% of the voting rights or capital in the insurance broker.

Remuneration

The broker receives a commission from the product provider for the mediation of insurance contracts. A separate remuneration by the customer is not owed. If the remuneration is made due to the wishes and needs of the customer, a separate remuneration agreement is made for this.

Activity

The activity also includes advisory services.

Product Providers

Product providers are surveyed at regular intervals. In this process, a mediation agreement is concluded with product providers who provide the broker with information on product information. Only insurers are considered who are licensed for distribution in Germany or are subject to the supervision of the Federal Financial Supervisory Authority, have their registered office or a branch in the Federal Republic of Germany and offer contract terms in German. Upon request, you will be provided with a current list of cooperating insurers.

Principles for Dealing with Conflicts of Interest

Regarding the potential conflicts of interest identified by us, the principles we have established for dealing with them, and the measures we have taken to avoid impairment of customer interests, we refer to our "Customer Information on Dealing with Conflicts of Interest", which FinEase Financial Service GmbH provides to you when initiating business.

Principles for Dealing with Sustainability Risks

When advising on insurance investment products, FinEase Financial Service GmbH includes sustainability risks by using the pre-contractual information from insurers. Insurers that clearly do not include a strategy for incorporating sustainability risks into their investment decisions are not included in FinEase Financial Service GmbH's recommendations depending on customer wishes. If there is a possible duty-bound assessment of a comparable or better return on the product that takes sustainability risks into account, we recommend this preferentially if applicable.