Official blocked account for your student visa
Blocked Account for International Students
A blocked account (Sperrkonto) proves you can finance your studies in Germany — a mandatory requirement for your student visa. With VietinBank you open it in a guided way through Germany for Students.
- Accepted by German authorities for 10+ years
- Account details usually within 3 business days
- Money-back guarantee on visa rejection
Only €4.90 per month + €50 setup fee
Note: FinEase is not a bank but connects you with suitable offers. You conclude contracts with the respective provider.
What is a blocked account?
A blocked account is a special bank account for international students. You deposit the legally required minimum amount for one year — the money remains yours but is released in fixed monthly installments. The blocking certificate serves as proof of financing for your visa application.
- Proof for the German embassy / immigration office
- Monthly release of €992 for living in Germany
- Your money stays in your account — only withdrawals are scheduled
- Partner: VietinBank — recognized for student visa and residence permit
Why do you need a blocked account?
To get your German student visa, you must prove you have enough money to cover your living costs for the first year. A blocked account holds this amount and releases a fixed sum to you each month after you arrive.
Visa requirement
The German embassy requires proof of financing — currently €11,904 for 12 months. No blocked account, no visa.
Your money, protected
The amount stays yours. Once in Germany, you withdraw a fixed monthly sum (€992) to live on.
Fast & recognized
VietinBank’s blocking certificate is accepted by embassies and the Ausländerbehörde, so your visa process is not delayed.
Why VietinBank?
As an internationally operating bank with decades of experience, VietinBank offers specialized financial solutions for international students. Its blocked account service has been recognized and accepted by German immigration authorities for over 10 years.
Your benefits
- Only €4.90 per month + €50 setup fee
- Free checking account included
- Account details usually within 3 business days
- Money-back guarantee in case of visa rejection
Conditions at a glance
- Minimum blocked amount
- €11,904 (12 months)
- Monthly release
- €992
- Total bank transfer (12 mo.)
- €12,127.80 (incl. one-time fees)
- Account maintenance (12 mo.)
- €58.80 (in transfer)
- Setup fee
- €50 (one-time, in transfer)
- Account details
- Usually within 3 business days
- Checking account
- Included
- Visa rejection
- Money-back guarantee
- Contract partner
- Directly with VietinBank
Costs & amounts
Clear overview of the key amounts for your proof of financing.
Minimum deposit (visa)
€11,904
12 × €992
One-time fees (in transfer)
€165.00
Buffer, opening, confirmation, management
Total bank transfer (12 mo.)
€12,127.80
Blocked amount + one-time fees
Monthly payout
€992
After arrival in Germany
Account maintenance (12 mo.)
€58.80
€4.90/month · included in transfer
How to open via Germany for Students
- 1
Register for free
Create your account — we guide you through blocked account, insurance, and all visa steps.
- 2
Start blocked account application
In your dashboard, start the VietinBank application with your personal details.
- 3
Receive IBAN & transfer funds
Transfer €12,127.80 in total (€11,904.00 blocked amount plus fees per the BAFOS calculator).
- 4
Blocking certificate for visa
After your deposit arrives, VietinBank issues the certificate — in time for your visa appointment.
Terms & conditions
- Minimum blocked amount in this process: €11,904.
- Monthly release limit: typically €992.
- Transfer total is calculated in the application (standard 12 months: €12,127.80).
- Contract terms are concluded directly with VietinBank (not with Germany for Students).
Important notes
- •Funds are blocked — you can only withdraw the released amount each month.
- •The blocking certificate is required for the visa application (for most non-EU students).
- •Transfer fees from your home bank may apply additionally.
- •If your visa is rejected, VietinBank’s money-back guarantee applies (per partner terms).
- •The blocked account contract is concluded directly with VietinBank — GFS acts as intermediary only.
Frequently asked questions
How much do I need to deposit?
At least €11,904 blocked amount for 12 months (€992 per month). The standard bank transfer is €12,127.80 including all fees per the BAFOS calculator.
Can I withdraw the money immediately?
No. The account is blocked — you receive €992 per month for your own use once you are in Germany.
How quickly do I get account details?
Usually within 3 business days after applying. The blocking certificate follows after your deposit arrives.
Do I need a blocked account with a scholarship?
Often yes — a blocked account is the safest proof. Some embassies also accept scholarship letters; a blocked account is usually preferred.
Ready for your studies in Germany?
Register for free — we help you with your blocked account, insurance, and all other steps.
Register for freeThe blocked account contract is concluded directly with VietinBank. Germany for Students (FinEase Financial Service GmbH) acts as intermediary and may receive compensation for successful referrals.